81602 | 10/17/2019 | Ad id: 8-0000495974-01

COMBINED NOTICE-PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO.19-037 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 13, 2019, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Garfield records. Original Grantor(s) Ada Silvia Stephens Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC.AS NOMINEE FOR CORNERSTONE HOME LENDING,INC.,ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust October17,2016 County of Recording Garfield Recording Date of Deed of Trust October 19, 2016 Recording Information (Reception No.and/or Book/Page No.) 883973 Original Principal Amount $341,696.00 Outstanding Principal Balance $328,307.16 Pursuant to CRS §38-38-101(4)(i),you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN . LOT 5, BLOCK 11, CASTLE VALLEY RANCH SUBDIVISION FILING NO.1 ACCORDING TO THE PLAT THEREOF RECORDED AUGUST 15, 1983 AS RECEPTION NO.344746 PARCEL ID NUMBER: 2123-304-07-005 Also known by street and number as: 312 Penney Royal, New Castle, CO 81647. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST . NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust,described herein,has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction,at10:00A.M.on Wednesday, 12/11 /2019, at The Garfield County Courthouse, 109 8th Street,Glenwood Springs,CO,sell to the highest and best bidder for cash,the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust,plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication 10/17/2019 Last Publication 11/14/2019 Name of Publication Rifle Citizen Telegram IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 08/13/2019 Karla J. Bagley, Public Trustee in and for the County of Garfield, State of Colorado By: Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 Janeway Law Firm, P.C. 9800 S. Meridian Blvd, Suite 400, Englewood, CO 80112 (303) 706-9990 Attorney File # 19-022304 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. Published in the Citizen Telegram on October 17, 24 and 31, 2019 and November 7 and 14, 2019. 0000495974